LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,347
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,789
−HK$1,464/mo
Today · 4.125%
HK$49,253
baseline
▲ 0.50% · 4.625%
HK$52,250
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,506/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,561
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,943
−HK$1,403/mo
Today · 4.125%
HK$54,346
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,692/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,616
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,346
−HK$1,758/mo
Today · 4.125%
HK$59,104
baseline
▲ 0.50% · 4.625%
HK$62,700
+HK$3,596/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,208/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,873
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,532
−HK$1,684/mo
Today · 4.125%
HK$65,216
baseline
▲ 0.50% · 4.625%
HK$68,653
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,432/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,886
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,904
−HK$2,051/mo
Today · 4.125%
HK$68,955
baseline
▲ 0.50% · 4.625%
HK$73,151
+HK$4,196/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,910/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,185
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,121
−HK$1,964/mo
Today · 4.125%
HK$76,085
baseline
▲ 0.50% · 4.625%
HK$80,095
+HK$4,010/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,170/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,425
−HK$5,231/mo
▼ 0.25% · 3.875%
HK$86,020
−HK$2,636/mo
Today · 4.125%
HK$88,656
baseline
▲ 0.50% · 4.625%
HK$94,051
+HK$5,395/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,312/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,809
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,298
−HK$2,525/mo
Today · 4.125%
HK$97,823
baseline
▲ 0.50% · 4.625%
HK$102,980
+HK$5,157/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,646/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,537 · Scale 2, in force from 26 Feb 2026)