LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,347
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,789
−HK$1,465/mo
Today · 4.125%
HK$49,254
baseline
▲ 0.50% · 4.625%
HK$52,251
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,508/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,561
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,944
−HK$1,403/mo
Today · 4.125%
HK$54,347
baseline
▲ 0.50% · 4.625%
HK$57,211
+HK$2,864/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,694/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,617
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,347
−HK$1,757/mo
Today · 4.125%
HK$59,104
baseline
▲ 0.50% · 4.625%
HK$62,701
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,208/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,873
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,532
−HK$1,684/mo
Today · 4.125%
HK$65,216
baseline
▲ 0.50% · 4.625%
HK$68,653
+HK$3,437/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,432/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,886
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,905
−HK$2,050/mo
Today · 4.125%
HK$68,955
baseline
▲ 0.50% · 4.625%
HK$73,151
+HK$4,196/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,910/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,185
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,121
−HK$1,964/mo
Today · 4.125%
HK$76,085
baseline
▲ 0.50% · 4.625%
HK$80,096
+HK$4,011/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,170/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,425
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,020
−HK$2,637/mo
Today · 4.125%
HK$88,657
baseline
▲ 0.50% · 4.625%
HK$94,051
+HK$5,394/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,314/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,810
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,299
−HK$2,525/mo
Today · 4.125%
HK$97,824
baseline
▲ 0.50% · 4.625%
HK$102,980
+HK$5,156/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,648/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,547 · Scale 2, in force from 26 Feb 2026)