LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,348
−HK$2,906/mo
▼ 0.25% · 3.875%
HK$47,790
−HK$1,464/mo
Today · 4.125%
HK$49,254
baseline
▲ 0.50% · 4.625%
HK$52,251
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,508/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,562
−HK$2,785/mo
▼ 0.25% · 3.875%
HK$52,945
−HK$1,402/mo
Today · 4.125%
HK$54,347
baseline
▲ 0.50% · 4.625%
HK$57,212
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,694/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,618
−HK$3,487/mo
▼ 0.25% · 3.875%
HK$57,348
−HK$1,757/mo
Today · 4.125%
HK$59,105
baseline
▲ 0.50% · 4.625%
HK$62,702
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,210/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,874
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,533
−HK$1,684/mo
Today · 4.125%
HK$65,217
baseline
▲ 0.50% · 4.625%
HK$68,655
+HK$3,438/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,434/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,887
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,906
−HK$2,050/mo
Today · 4.125%
HK$68,956
baseline
▲ 0.50% · 4.625%
HK$73,152
+HK$4,196/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,912/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,186
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,122
−HK$1,964/mo
Today · 4.125%
HK$76,086
baseline
▲ 0.50% · 4.625%
HK$80,097
+HK$4,011/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,172/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,426
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,021
−HK$2,637/mo
Today · 4.125%
HK$88,658
baseline
▲ 0.50% · 4.625%
HK$94,053
+HK$5,395/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$177,316/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,811
−HK$5,014/mo
▼ 0.25% · 3.875%
HK$95,300
−HK$2,525/mo
Today · 4.125%
HK$97,825
baseline
▲ 0.50% · 4.625%
HK$102,982
+HK$5,157/mo
Deposit HK$2.03M · loan HK$18.29M · min. income ≈ HK$195,650/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,580 · Scale 2, in force from 26 Feb 2026)