LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,354
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,796
−HK$1,465/mo
Today · 4.125%
HK$49,261
baseline
▲ 0.50% · 4.625%
HK$52,258
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,522/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,568
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,951
−HK$1,403/mo
Today · 4.125%
HK$54,354
baseline
▲ 0.50% · 4.625%
HK$57,220
+HK$2,866/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,708/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,625
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,355
−HK$1,758/mo
Today · 4.125%
HK$59,113
baseline
▲ 0.50% · 4.625%
HK$62,710
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,226/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,882
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,542
−HK$1,683/mo
Today · 4.125%
HK$65,225
baseline
▲ 0.50% · 4.625%
HK$68,663
+HK$3,438/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,450/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,896
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,914
−HK$2,051/mo
Today · 4.125%
HK$68,965
baseline
▲ 0.50% · 4.625%
HK$73,162
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,930/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,196
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,132
−HK$1,964/mo
Today · 4.125%
HK$76,096
baseline
▲ 0.50% · 4.625%
HK$80,107
+HK$4,011/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,192/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,437
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,033
−HK$2,636/mo
Today · 4.125%
HK$88,669
baseline
▲ 0.50% · 4.625%
HK$94,065
+HK$5,396/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,338/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,823
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$95,313
−HK$2,525/mo
Today · 4.125%
HK$97,838
baseline
▲ 0.50% · 4.625%
HK$102,995
+HK$5,157/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,676/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,843 · Scale 2, in force from 26 Feb 2026)