LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,355
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,797
−HK$1,465/mo
Today · 4.125%
HK$49,262
baseline
▲ 0.50% · 4.625%
HK$52,259
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,524/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,569
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,952
−HK$1,403/mo
Today · 4.125%
HK$54,355
baseline
▲ 0.50% · 4.625%
HK$57,220
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,710/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,626
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,356
−HK$1,758/mo
Today · 4.125%
HK$59,114
baseline
▲ 0.50% · 4.625%
HK$62,711
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,228/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,883
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,543
−HK$1,683/mo
Today · 4.125%
HK$65,226
baseline
▲ 0.50% · 4.625%
HK$68,664
+HK$3,438/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,452/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,897
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,915
−HK$2,051/mo
Today · 4.125%
HK$68,966
baseline
▲ 0.50% · 4.625%
HK$73,163
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,932/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,197
−HK$3,900/mo
▼ 0.25% · 3.875%
HK$74,133
−HK$1,964/mo
Today · 4.125%
HK$76,097
baseline
▲ 0.50% · 4.625%
HK$80,109
+HK$4,012/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,194/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,438
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,034
−HK$2,637/mo
Today · 4.125%
HK$88,671
baseline
▲ 0.50% · 4.625%
HK$94,066
+HK$5,395/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,342/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,824
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$95,314
−HK$2,525/mo
Today · 4.125%
HK$97,839
baseline
▲ 0.50% · 4.625%
HK$102,997
+HK$5,158/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,678/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,872 · Scale 2, in force from 26 Feb 2026)