LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,356
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,798
−HK$1,465/mo
Today · 4.125%
HK$49,263
baseline
▲ 0.50% · 4.625%
HK$52,261
+HK$2,998/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,526/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,571
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,954
−HK$1,403/mo
Today · 4.125%
HK$54,357
baseline
▲ 0.50% · 4.625%
HK$57,222
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,714/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,627
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,358
−HK$1,758/mo
Today · 4.125%
HK$59,116
baseline
▲ 0.50% · 4.625%
HK$62,713
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,232/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,885
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,545
−HK$1,683/mo
Today · 4.125%
HK$65,228
baseline
▲ 0.50% · 4.625%
HK$68,667
+HK$3,439/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,456/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,899
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,917
−HK$2,051/mo
Today · 4.125%
HK$68,968
baseline
▲ 0.50% · 4.625%
HK$73,165
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,936/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,199
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,136
−HK$1,964/mo
Today · 4.125%
HK$76,100
baseline
▲ 0.50% · 4.625%
HK$80,111
+HK$4,011/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,200/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,441
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,037
−HK$2,637/mo
Today · 4.125%
HK$88,674
baseline
▲ 0.50% · 4.625%
HK$94,069
+HK$5,395/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,348/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,827
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,317
−HK$2,526/mo
Today · 4.125%
HK$97,843
baseline
▲ 0.50% · 4.625%
HK$103,000
+HK$5,157/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,686/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,939 · Scale 2, in force from 26 Feb 2026)