LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,358
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,799
−HK$1,466/mo
Today · 4.125%
HK$49,265
baseline
▲ 0.50% · 4.625%
HK$52,262
+HK$2,997/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$98,530/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,572
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,955
−HK$1,404/mo
Today · 4.125%
HK$54,359
baseline
▲ 0.50% · 4.625%
HK$57,224
+HK$2,865/mo
Deposit HK$10.16M · loan HK$10.16M · min. income ≈ HK$108,718/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,629
−HK$3,488/mo
▼ 0.25% · 3.875%
HK$57,359
−HK$1,758/mo
Today · 4.125%
HK$59,117
baseline
▲ 0.50% · 4.625%
HK$62,715
+HK$3,598/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,234/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,887
−HK$3,343/mo
▼ 0.25% · 3.875%
HK$63,546
−HK$1,684/mo
Today · 4.125%
HK$65,230
baseline
▲ 0.50% · 4.625%
HK$68,669
+HK$3,439/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,460/mo (50% DSR)
Upfront cash ≈ HK$8.91M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,901
−HK$4,069/mo
▼ 0.25% · 3.875%
HK$66,919
−HK$2,051/mo
Today · 4.125%
HK$68,970
baseline
▲ 0.50% · 4.625%
HK$73,167
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,940/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,201
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,138
−HK$1,964/mo
Today · 4.125%
HK$76,102
baseline
▲ 0.50% · 4.625%
HK$80,113
+HK$4,011/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,204/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,444
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,039
−HK$2,637/mo
Today · 4.125%
HK$88,676
baseline
▲ 0.50% · 4.625%
HK$94,072
+HK$5,396/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,352/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,830
−HK$5,015/mo
▼ 0.25% · 3.875%
HK$95,320
−HK$2,525/mo
Today · 4.125%
HK$97,845
baseline
▲ 0.50% · 4.625%
HK$103,003
+HK$5,158/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,690/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$782,996 · Scale 2, in force from 26 Feb 2026)