LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,359
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,801
−HK$1,465/mo
Today · 4.125%
HK$49,266
baseline
▲ 0.50% · 4.625%
HK$52,264
+HK$2,998/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,532/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,574
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,957
−HK$1,403/mo
Today · 4.125%
HK$54,360
baseline
▲ 0.50% · 4.625%
HK$57,225
+HK$2,865/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,720/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,630
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,361
−HK$1,758/mo
Today · 4.125%
HK$59,119
baseline
▲ 0.50% · 4.625%
HK$62,716
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,238/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,888
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,548
−HK$1,684/mo
Today · 4.125%
HK$65,232
baseline
▲ 0.50% · 4.625%
HK$68,670
+HK$3,438/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,464/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,902
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,921
−HK$2,051/mo
Today · 4.125%
HK$68,972
baseline
▲ 0.50% · 4.625%
HK$73,169
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,944/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,203
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,139
−HK$1,965/mo
Today · 4.125%
HK$76,104
baseline
▲ 0.50% · 4.625%
HK$80,115
+HK$4,011/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,208/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,446
−HK$5,232/mo
▼ 0.25% · 3.875%
HK$86,041
−HK$2,637/mo
Today · 4.125%
HK$88,678
baseline
▲ 0.50% · 4.625%
HK$94,074
+HK$5,396/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,356/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,832
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,322
−HK$2,526/mo
Today · 4.125%
HK$97,848
baseline
▲ 0.50% · 4.625%
HK$103,006
+HK$5,158/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,696/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,048 · Scale 2, in force from 26 Feb 2026)