LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,360
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,802
−HK$1,465/mo
Today · 4.125%
HK$49,267
baseline
▲ 0.50% · 4.625%
HK$52,265
+HK$2,998/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,534/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,575
−HK$2,786/mo
▼ 0.25% · 3.875%
HK$52,958
−HK$1,403/mo
Today · 4.125%
HK$54,361
baseline
▲ 0.50% · 4.625%
HK$57,227
+HK$2,866/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,722/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,632
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,362
−HK$1,759/mo
Today · 4.125%
HK$59,121
baseline
▲ 0.50% · 4.625%
HK$62,718
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,242/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,890
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,550
−HK$1,684/mo
Today · 4.125%
HK$65,234
baseline
▲ 0.50% · 4.625%
HK$68,672
+HK$3,438/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,468/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,904
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,923
−HK$2,051/mo
Today · 4.125%
HK$68,974
baseline
▲ 0.50% · 4.625%
HK$73,171
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,948/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,205
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,142
−HK$1,964/mo
Today · 4.125%
HK$76,106
baseline
▲ 0.50% · 4.625%
HK$80,118
+HK$4,012/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,212/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,448
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,044
−HK$2,637/mo
Today · 4.125%
HK$88,681
baseline
▲ 0.50% · 4.625%
HK$94,077
+HK$5,396/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,362/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,835
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,325
−HK$2,526/mo
Today · 4.125%
HK$97,851
baseline
▲ 0.50% · 4.625%
HK$103,009
+HK$5,158/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,702/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,106 · Scale 2, in force from 26 Feb 2026)