LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,365
−HK$2,907/mo
▼ 0.25% · 3.875%
HK$47,807
−HK$1,465/mo
Today · 4.125%
HK$49,272
baseline
▲ 0.50% · 4.625%
HK$52,270
+HK$2,998/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,544/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,580
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,964
−HK$1,403/mo
Today · 4.125%
HK$54,367
baseline
▲ 0.50% · 4.625%
HK$57,233
+HK$2,866/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,734/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,638
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,368
−HK$1,759/mo
Today · 4.125%
HK$59,127
baseline
▲ 0.50% · 4.625%
HK$62,724
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,254/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,896
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,556
−HK$1,684/mo
Today · 4.125%
HK$65,240
baseline
▲ 0.50% · 4.625%
HK$68,679
+HK$3,439/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,480/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,911
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,930
−HK$2,051/mo
Today · 4.125%
HK$68,981
baseline
▲ 0.50% · 4.625%
HK$73,178
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,962/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,212
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,149
−HK$1,965/mo
Today · 4.125%
HK$76,114
baseline
▲ 0.50% · 4.625%
HK$80,126
+HK$4,012/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,228/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,456
−HK$5,234/mo
▼ 0.25% · 3.875%
HK$86,052
−HK$2,638/mo
Today · 4.125%
HK$88,690
baseline
▲ 0.50% · 4.625%
HK$94,086
+HK$5,396/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,380/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,844
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$95,334
−HK$2,527/mo
Today · 4.125%
HK$97,861
baseline
▲ 0.50% · 4.625%
HK$103,019
+HK$5,158/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,722/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,310 · Scale 2, in force from 26 Feb 2026)