LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,365
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,808
−HK$1,465/mo
Today · 4.125%
HK$49,273
baseline
▲ 0.50% · 4.625%
HK$52,271
+HK$2,998/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,546/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,581
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,964
−HK$1,404/mo
Today · 4.125%
HK$54,368
baseline
▲ 0.50% · 4.625%
HK$57,234
+HK$2,866/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,736/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,639
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,369
−HK$1,759/mo
Today · 4.125%
HK$59,128
baseline
▲ 0.50% · 4.625%
HK$62,725
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,256/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,897
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,557
−HK$1,684/mo
Today · 4.125%
HK$65,241
baseline
▲ 0.50% · 4.625%
HK$68,680
+HK$3,439/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,482/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,912
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,931
−HK$2,051/mo
Today · 4.125%
HK$68,982
baseline
▲ 0.50% · 4.625%
HK$73,180
+HK$4,198/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,964/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,214
−HK$3,901/mo
▼ 0.25% · 3.875%
HK$74,150
−HK$1,965/mo
Today · 4.125%
HK$76,115
baseline
▲ 0.50% · 4.625%
HK$80,127
+HK$4,012/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,230/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,458
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,054
−HK$2,637/mo
Today · 4.125%
HK$88,691
baseline
▲ 0.50% · 4.625%
HK$94,088
+HK$5,397/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,382/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,846
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,336
−HK$2,526/mo
Today · 4.125%
HK$97,862
baseline
▲ 0.50% · 4.625%
HK$103,021
+HK$5,159/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,724/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,343 · Scale 2, in force from 26 Feb 2026)