LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,366
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,809
−HK$1,465/mo
Today · 4.125%
HK$49,274
baseline
▲ 0.50% · 4.625%
HK$52,272
+HK$2,998/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,548/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,582
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,966
−HK$1,403/mo
Today · 4.125%
HK$54,369
baseline
▲ 0.50% · 4.625%
HK$57,235
+HK$2,866/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,738/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,640
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,371
−HK$1,758/mo
Today · 4.125%
HK$59,129
baseline
▲ 0.50% · 4.625%
HK$62,727
+HK$3,598/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,258/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,899
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,559
−HK$1,684/mo
Today · 4.125%
HK$65,243
baseline
▲ 0.50% · 4.625%
HK$68,682
+HK$3,439/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,486/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,913
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,932
−HK$2,052/mo
Today · 4.125%
HK$68,984
baseline
▲ 0.50% · 4.625%
HK$73,181
+HK$4,197/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,968/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,215
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,152
−HK$1,965/mo
Today · 4.125%
HK$76,117
baseline
▲ 0.50% · 4.625%
HK$80,129
+HK$4,012/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,234/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,460
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,056
−HK$2,637/mo
Today · 4.125%
HK$88,693
baseline
▲ 0.50% · 4.625%
HK$94,090
+HK$5,397/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,386/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,848
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,338
−HK$2,526/mo
Today · 4.125%
HK$97,864
baseline
▲ 0.50% · 4.625%
HK$103,023
+HK$5,159/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,728/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,390 · Scale 2, in force from 26 Feb 2026)