LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,367
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,809
−HK$1,466/mo
Today · 4.125%
HK$49,275
baseline
▲ 0.50% · 4.625%
HK$52,273
+HK$2,998/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,550/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,583
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,966
−HK$1,404/mo
Today · 4.125%
HK$54,370
baseline
▲ 0.50% · 4.625%
HK$57,236
+HK$2,866/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,740/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,640
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,371
−HK$1,759/mo
Today · 4.125%
HK$59,130
baseline
▲ 0.50% · 4.625%
HK$62,727
+HK$3,597/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,260/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,899
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,559
−HK$1,685/mo
Today · 4.125%
HK$65,244
baseline
▲ 0.50% · 4.625%
HK$68,683
+HK$3,439/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,488/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,914
−HK$4,070/mo
▼ 0.25% · 3.875%
HK$66,933
−HK$2,051/mo
Today · 4.125%
HK$68,984
baseline
▲ 0.50% · 4.625%
HK$73,182
+HK$4,198/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$137,968/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,216
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,153
−HK$1,965/mo
Today · 4.125%
HK$76,118
baseline
▲ 0.50% · 4.625%
HK$80,130
+HK$4,012/mo
Deposit HK$6.10M · loan HK$14.23M · min. income ≈ HK$152,236/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,461
−HK$5,233/mo
▼ 0.25% · 3.875%
HK$86,057
−HK$2,637/mo
Today · 4.125%
HK$88,694
baseline
▲ 0.50% · 4.625%
HK$94,091
+HK$5,397/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,388/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,849
−HK$5,016/mo
▼ 0.25% · 3.875%
HK$95,339
−HK$2,526/mo
Today · 4.125%
HK$97,865
baseline
▲ 0.50% · 4.625%
HK$103,024
+HK$5,159/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,730/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,411 · Scale 2, in force from 26 Feb 2026)