LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,372
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,815
−HK$1,465/mo
Today · 4.125%
HK$49,280
baseline
▲ 0.50% · 4.625%
HK$52,279
+HK$2,999/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,560/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,589
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,972
−HK$1,404/mo
Today · 4.125%
HK$54,376
baseline
▲ 0.50% · 4.625%
HK$57,242
+HK$2,866/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,752/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,647
−HK$3,489/mo
▼ 0.25% · 3.875%
HK$57,378
−HK$1,758/mo
Today · 4.125%
HK$59,136
baseline
▲ 0.50% · 4.625%
HK$62,735
+HK$3,599/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,272/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,907
−HK$3,344/mo
▼ 0.25% · 3.875%
HK$63,567
−HK$1,684/mo
Today · 4.125%
HK$65,251
baseline
▲ 0.50% · 4.625%
HK$68,691
+HK$3,440/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,502/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,921
−HK$4,071/mo
▼ 0.25% · 3.875%
HK$66,941
−HK$2,051/mo
Today · 4.125%
HK$68,992
baseline
▲ 0.50% · 4.625%
HK$73,191
+HK$4,199/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$137,984/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,224
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,161
−HK$1,965/mo
Today · 4.125%
HK$76,126
baseline
▲ 0.50% · 4.625%
HK$80,139
+HK$4,013/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,252/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,470
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$86,067
−HK$2,638/mo
Today · 4.125%
HK$88,705
baseline
▲ 0.50% · 4.625%
HK$94,102
+HK$5,397/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,410/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,860
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$95,350
−HK$2,527/mo
Today · 4.125%
HK$97,877
baseline
▲ 0.50% · 4.625%
HK$103,036
+HK$5,159/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,754/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,648 · Scale 2, in force from 26 Feb 2026)