LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,374
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,817
−HK$1,466/mo
Today · 4.125%
HK$49,283
baseline
▲ 0.50% · 4.625%
HK$52,281
+HK$2,998/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,566/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,591
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,975
−HK$1,403/mo
Today · 4.125%
HK$54,378
baseline
▲ 0.50% · 4.625%
HK$57,245
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,756/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,649
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,380
−HK$1,759/mo
Today · 4.125%
HK$59,139
baseline
▲ 0.50% · 4.625%
HK$62,738
+HK$3,599/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$118,278/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,909
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,570
−HK$1,684/mo
Today · 4.125%
HK$65,254
baseline
▲ 0.50% · 4.625%
HK$68,694
+HK$3,440/mo
Deposit HK$8.13M · loan HK$12.20M · min. income ≈ HK$130,508/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,924
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,944
−HK$2,052/mo
Today · 4.125%
HK$68,996
baseline
▲ 0.50% · 4.625%
HK$73,194
+HK$4,198/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$137,992/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,228
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,165
−HK$1,965/mo
Today · 4.125%
HK$76,130
baseline
▲ 0.50% · 4.625%
HK$80,143
+HK$4,013/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,260/mo (50% DSR)
Upfront cash ≈ HK$6.88M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,474
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$86,071
−HK$2,638/mo
Today · 4.125%
HK$88,709
baseline
▲ 0.50% · 4.625%
HK$94,106
+HK$5,397/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$177,418/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,864
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$95,355
−HK$2,526/mo
Today · 4.125%
HK$97,881
baseline
▲ 0.50% · 4.625%
HK$103,041
+HK$5,160/mo
Deposit HK$2.03M · loan HK$18.30M · min. income ≈ HK$195,762/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,739 · Scale 2, in force from 26 Feb 2026)