LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,379
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,821
−HK$1,466/mo
Today · 4.125%
HK$49,287
baseline
▲ 0.50% · 4.625%
HK$52,286
+HK$2,999/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,574/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,596
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,980
−HK$1,403/mo
Today · 4.125%
HK$54,383
baseline
▲ 0.50% · 4.625%
HK$57,250
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,766/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,654
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,386
−HK$1,758/mo
Today · 4.125%
HK$59,144
baseline
▲ 0.50% · 4.625%
HK$62,743
+HK$3,599/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$118,288/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,915
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,576
−HK$1,684/mo
Today · 4.125%
HK$65,260
baseline
▲ 0.50% · 4.625%
HK$68,700
+HK$3,440/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$130,520/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,930
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,950
−HK$2,052/mo
Today · 4.125%
HK$69,002
baseline
▲ 0.50% · 4.625%
HK$73,200
+HK$4,198/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,004/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,234
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,171
−HK$1,966/mo
Today · 4.125%
HK$76,137
baseline
▲ 0.50% · 4.625%
HK$80,150
+HK$4,013/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,274/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,482
−HK$5,235/mo
▼ 0.25% · 3.875%
HK$86,078
−HK$2,639/mo
Today · 4.125%
HK$88,717
baseline
▲ 0.50% · 4.625%
HK$94,115
+HK$5,398/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,434/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,872
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$95,363
−HK$2,527/mo
Today · 4.125%
HK$97,890
baseline
▲ 0.50% · 4.625%
HK$103,050
+HK$5,160/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,780/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,925 · Scale 2, in force from 26 Feb 2026)