LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,380
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,823
−HK$1,466/mo
Today · 4.125%
HK$49,289
baseline
▲ 0.50% · 4.625%
HK$52,288
+HK$2,999/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,578/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,598
−HK$2,787/mo
▼ 0.25% · 3.875%
HK$52,981
−HK$1,404/mo
Today · 4.125%
HK$54,385
baseline
▲ 0.50% · 4.625%
HK$57,252
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,770/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,656
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,387
−HK$1,759/mo
Today · 4.125%
HK$59,146
baseline
▲ 0.50% · 4.625%
HK$62,745
+HK$3,599/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$118,292/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,917
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,578
−HK$1,684/mo
Today · 4.125%
HK$65,262
baseline
▲ 0.50% · 4.625%
HK$68,702
+HK$3,440/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$130,524/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,932
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,952
−HK$2,052/mo
Today · 4.125%
HK$69,004
baseline
▲ 0.50% · 4.625%
HK$73,203
+HK$4,199/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,008/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,237
−HK$3,902/mo
▼ 0.25% · 3.875%
HK$74,174
−HK$1,965/mo
Today · 4.125%
HK$76,139
baseline
▲ 0.50% · 4.625%
HK$80,153
+HK$4,014/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,278/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,484
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,081
−HK$2,639/mo
Today · 4.125%
HK$88,720
baseline
▲ 0.50% · 4.625%
HK$94,118
+HK$5,398/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,440/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,876
−HK$5,017/mo
▼ 0.25% · 3.875%
HK$95,366
−HK$2,527/mo
Today · 4.125%
HK$97,893
baseline
▲ 0.50% · 4.625%
HK$103,053
+HK$5,160/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,786/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$783,992 · Scale 2, in force from 26 Feb 2026)