LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,382
−HK$2,908/mo
▼ 0.25% · 3.875%
HK$47,824
−HK$1,466/mo
Today · 4.125%
HK$49,290
baseline
▲ 0.50% · 4.625%
HK$52,289
+HK$2,999/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,580/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,599
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,983
−HK$1,404/mo
Today · 4.125%
HK$54,387
baseline
▲ 0.50% · 4.625%
HK$57,254
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,774/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,658
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,389
−HK$1,759/mo
Today · 4.125%
HK$59,148
baseline
▲ 0.50% · 4.625%
HK$62,747
+HK$3,599/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$118,296/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,919
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,580
−HK$1,684/mo
Today · 4.125%
HK$65,264
baseline
▲ 0.50% · 4.625%
HK$68,705
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$130,528/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,934
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,954
−HK$2,052/mo
Today · 4.125%
HK$69,006
baseline
▲ 0.50% · 4.625%
HK$73,205
+HK$4,199/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,012/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,239
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,176
−HK$1,966/mo
Today · 4.125%
HK$76,142
baseline
▲ 0.50% · 4.625%
HK$80,155
+HK$4,013/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,284/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,487
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,084
−HK$2,639/mo
Today · 4.125%
HK$88,723
baseline
▲ 0.50% · 4.625%
HK$94,121
+HK$5,398/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,446/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,879
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$95,370
−HK$2,527/mo
Today · 4.125%
HK$97,897
baseline
▲ 0.50% · 4.625%
HK$103,057
+HK$5,160/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,794/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,059 · Scale 2, in force from 26 Feb 2026)