LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,382
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,825
−HK$1,466/mo
Today · 4.125%
HK$49,291
baseline
▲ 0.50% · 4.625%
HK$52,290
+HK$2,999/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,582/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,600
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,984
−HK$1,404/mo
Today · 4.125%
HK$54,388
baseline
▲ 0.50% · 4.625%
HK$57,255
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,776/mo (50% DSR)
Upfront cash ≈ HK$10.95M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,659
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,390
−HK$1,759/mo
Today · 4.125%
HK$59,149
baseline
▲ 0.50% · 4.625%
HK$62,748
+HK$3,599/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$118,298/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,920
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,581
−HK$1,684/mo
Today · 4.125%
HK$65,265
baseline
▲ 0.50% · 4.625%
HK$68,705
+HK$3,440/mo
Deposit HK$8.14M · loan HK$12.20M · min. income ≈ HK$130,530/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,935
−HK$4,072/mo
▼ 0.25% · 3.875%
HK$66,955
−HK$2,052/mo
Today · 4.125%
HK$69,007
baseline
▲ 0.50% · 4.625%
HK$73,206
+HK$4,199/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,014/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,240
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,177
−HK$1,966/mo
Today · 4.125%
HK$76,143
baseline
▲ 0.50% · 4.625%
HK$80,156
+HK$4,013/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,286/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,488
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,085
−HK$2,639/mo
Today · 4.125%
HK$88,724
baseline
▲ 0.50% · 4.625%
HK$94,122
+HK$5,398/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,448/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,880
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$95,371
−HK$2,527/mo
Today · 4.125%
HK$97,898
baseline
▲ 0.50% · 4.625%
HK$103,058
+HK$5,160/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,796/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,085 · Scale 2, in force from 26 Feb 2026)