LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,386
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,829
−HK$1,466/mo
Today · 4.125%
HK$49,295
baseline
▲ 0.50% · 4.625%
HK$52,294
+HK$2,999/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,590/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,604
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,988
−HK$1,404/mo
Today · 4.125%
HK$54,392
baseline
▲ 0.50% · 4.625%
HK$57,259
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,784/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,663
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,395
−HK$1,759/mo
Today · 4.125%
HK$59,154
baseline
▲ 0.50% · 4.625%
HK$62,753
+HK$3,599/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,308/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,925
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,586
−HK$1,684/mo
Today · 4.125%
HK$65,270
baseline
▲ 0.50% · 4.625%
HK$68,711
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,540/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,940
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,960
−HK$2,053/mo
Today · 4.125%
HK$69,013
baseline
▲ 0.50% · 4.625%
HK$73,212
+HK$4,199/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,026/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,246
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,183
−HK$1,966/mo
Today · 4.125%
HK$76,149
baseline
▲ 0.50% · 4.625%
HK$80,163
+HK$4,014/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,298/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,495
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,092
−HK$2,639/mo
Today · 4.125%
HK$88,731
baseline
▲ 0.50% · 4.625%
HK$94,130
+HK$5,399/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,462/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,887
−HK$5,018/mo
▼ 0.25% · 3.875%
HK$95,378
−HK$2,527/mo
Today · 4.125%
HK$97,905
baseline
▲ 0.50% · 4.625%
HK$103,066
+HK$5,161/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,810/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,244 · Scale 2, in force from 26 Feb 2026)