LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,389
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,832
−HK$1,466/mo
Today · 4.125%
HK$49,298
baseline
▲ 0.50% · 4.625%
HK$52,298
+HK$3,000/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,596/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,607
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$52,991
−HK$1,404/mo
Today · 4.125%
HK$54,395
baseline
▲ 0.50% · 4.625%
HK$57,263
+HK$2,868/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,790/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,667
−HK$3,490/mo
▼ 0.25% · 3.875%
HK$57,398
−HK$1,759/mo
Today · 4.125%
HK$59,157
baseline
▲ 0.50% · 4.625%
HK$62,757
+HK$3,600/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,314/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,929
−HK$3,345/mo
▼ 0.25% · 3.875%
HK$63,589
−HK$1,685/mo
Today · 4.125%
HK$65,274
baseline
▲ 0.50% · 4.625%
HK$68,715
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,548/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,944
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,965
−HK$2,052/mo
Today · 4.125%
HK$69,017
baseline
▲ 0.50% · 4.625%
HK$73,217
+HK$4,200/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,034/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,250
−HK$3,903/mo
▼ 0.25% · 3.875%
HK$74,188
−HK$1,965/mo
Today · 4.125%
HK$76,153
baseline
▲ 0.50% · 4.625%
HK$80,168
+HK$4,015/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,306/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,500
−HK$5,236/mo
▼ 0.25% · 3.875%
HK$86,097
−HK$2,639/mo
Today · 4.125%
HK$88,736
baseline
▲ 0.50% · 4.625%
HK$94,136
+HK$5,400/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,472/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,893
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,384
−HK$2,528/mo
Today · 4.125%
HK$97,912
baseline
▲ 0.50% · 4.625%
HK$103,073
+HK$5,161/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,824/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,372 · Scale 2, in force from 26 Feb 2026)