LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,391
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,834
−HK$1,466/mo
Today · 4.125%
HK$49,300
baseline
▲ 0.50% · 4.625%
HK$52,300
+HK$3,000/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,600/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,609
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$52,993
−HK$1,405/mo
Today · 4.125%
HK$54,398
baseline
▲ 0.50% · 4.625%
HK$57,265
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,796/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,669
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,401
−HK$1,759/mo
Today · 4.125%
HK$59,160
baseline
▲ 0.50% · 4.625%
HK$62,760
+HK$3,600/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,320/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,931
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,592
−HK$1,685/mo
Today · 4.125%
HK$65,277
baseline
▲ 0.50% · 4.625%
HK$68,718
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,554/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,947
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,967
−HK$2,053/mo
Today · 4.125%
HK$69,020
baseline
▲ 0.50% · 4.625%
HK$73,220
+HK$4,200/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,040/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,253
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,191
−HK$1,966/mo
Today · 4.125%
HK$76,157
baseline
▲ 0.50% · 4.625%
HK$80,171
+HK$4,014/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,314/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,503
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,101
−HK$2,639/mo
Today · 4.125%
HK$88,740
baseline
▲ 0.50% · 4.625%
HK$94,139
+HK$5,399/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,480/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,897
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,388
−HK$2,528/mo
Today · 4.125%
HK$97,916
baseline
▲ 0.50% · 4.625%
HK$103,077
+HK$5,161/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,832/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,455 · Scale 2, in force from 26 Feb 2026)