LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,393
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,837
−HK$1,466/mo
Today · 4.125%
HK$49,303
baseline
▲ 0.50% · 4.625%
HK$52,303
+HK$3,000/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,606/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,612
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$52,996
−HK$1,405/mo
Today · 4.125%
HK$54,401
baseline
▲ 0.50% · 4.625%
HK$57,268
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,802/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,672
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,404
−HK$1,759/mo
Today · 4.125%
HK$59,163
baseline
▲ 0.50% · 4.625%
HK$62,763
+HK$3,600/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,326/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,935
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,596
−HK$1,685/mo
Today · 4.125%
HK$65,281
baseline
▲ 0.50% · 4.625%
HK$68,722
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,562/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,951
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,971
−HK$2,053/mo
Today · 4.125%
HK$69,024
baseline
▲ 0.50% · 4.625%
HK$73,224
+HK$4,200/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,048/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,257
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,195
−HK$1,966/mo
Today · 4.125%
HK$76,161
baseline
▲ 0.50% · 4.625%
HK$80,176
+HK$4,015/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,322/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,508
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,106
−HK$2,639/mo
Today · 4.125%
HK$88,745
baseline
▲ 0.50% · 4.625%
HK$94,145
+HK$5,400/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,490/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,902
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,394
−HK$2,527/mo
Today · 4.125%
HK$97,921
baseline
▲ 0.50% · 4.625%
HK$103,083
+HK$5,162/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,842/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,573 · Scale 2, in force from 26 Feb 2026)