LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,394
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,838
−HK$1,466/mo
Today · 4.125%
HK$49,304
baseline
▲ 0.50% · 4.625%
HK$52,304
+HK$3,000/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,608/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,613
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$52,998
−HK$1,404/mo
Today · 4.125%
HK$54,402
baseline
▲ 0.50% · 4.625%
HK$57,269
+HK$2,867/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,804/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,673
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,405
−HK$1,759/mo
Today · 4.125%
HK$59,164
baseline
▲ 0.50% · 4.625%
HK$62,764
+HK$3,600/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,328/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,936
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,597
−HK$1,685/mo
Today · 4.125%
HK$65,282
baseline
▲ 0.50% · 4.625%
HK$68,723
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,564/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,952
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,973
−HK$2,052/mo
Today · 4.125%
HK$69,025
baseline
▲ 0.50% · 4.625%
HK$73,225
+HK$4,200/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,050/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,259
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,197
−HK$1,966/mo
Today · 4.125%
HK$76,163
baseline
▲ 0.50% · 4.625%
HK$80,177
+HK$4,014/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,326/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,510
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,108
−HK$2,639/mo
Today · 4.125%
HK$88,747
baseline
▲ 0.50% · 4.625%
HK$94,147
+HK$5,400/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,494/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,904
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,396
−HK$2,527/mo
Today · 4.125%
HK$97,923
baseline
▲ 0.50% · 4.625%
HK$103,085
+HK$5,162/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,846/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,613 · Scale 2, in force from 26 Feb 2026)