LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,397
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,841
−HK$1,466/mo
Today · 4.125%
HK$49,307
baseline
▲ 0.50% · 4.625%
HK$52,307
+HK$3,000/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,614/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,617
−HK$2,788/mo
▼ 0.25% · 3.875%
HK$53,001
−HK$1,404/mo
Today · 4.125%
HK$54,405
baseline
▲ 0.50% · 4.625%
HK$57,273
+HK$2,868/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,810/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,677
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,409
−HK$1,759/mo
Today · 4.125%
HK$59,168
baseline
▲ 0.50% · 4.625%
HK$62,768
+HK$3,600/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,336/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,940
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,601
−HK$1,685/mo
Today · 4.125%
HK$65,286
baseline
▲ 0.50% · 4.625%
HK$68,728
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,572/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,956
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,977
−HK$2,053/mo
Today · 4.125%
HK$69,030
baseline
▲ 0.50% · 4.625%
HK$73,230
+HK$4,200/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,060/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,263
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,201
−HK$1,966/mo
Today · 4.125%
HK$76,167
baseline
▲ 0.50% · 4.625%
HK$80,182
+HK$4,015/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,334/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,515
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,113
−HK$2,639/mo
Today · 4.125%
HK$88,752
baseline
▲ 0.50% · 4.625%
HK$94,153
+HK$5,401/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,504/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,910
−HK$5,019/mo
▼ 0.25% · 3.875%
HK$95,402
−HK$2,527/mo
Today · 4.125%
HK$97,929
baseline
▲ 0.50% · 4.625%
HK$103,091
+HK$5,162/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,858/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,742 · Scale 2, in force from 26 Feb 2026)