LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,400
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,843
−HK$1,466/mo
Today · 4.125%
HK$49,309
baseline
▲ 0.50% · 4.625%
HK$52,310
+HK$3,001/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,618/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,619
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,003
−HK$1,405/mo
Today · 4.125%
HK$54,408
baseline
▲ 0.50% · 4.625%
HK$57,276
+HK$2,868/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,816/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,679
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,411
−HK$1,760/mo
Today · 4.125%
HK$59,171
baseline
▲ 0.50% · 4.625%
HK$62,771
+HK$3,600/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,342/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,943
−HK$3,346/mo
▼ 0.25% · 3.875%
HK$63,604
−HK$1,685/mo
Today · 4.125%
HK$65,289
baseline
▲ 0.50% · 4.625%
HK$68,731
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,578/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,959
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,980
−HK$2,053/mo
Today · 4.125%
HK$69,033
baseline
▲ 0.50% · 4.625%
HK$73,233
+HK$4,200/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,066/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,267
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,205
−HK$1,966/mo
Today · 4.125%
HK$76,171
baseline
▲ 0.50% · 4.625%
HK$80,186
+HK$4,015/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,342/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,519
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,117
−HK$2,640/mo
Today · 4.125%
HK$88,757
baseline
▲ 0.50% · 4.625%
HK$94,157
+HK$5,400/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,514/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,914
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$95,406
−HK$2,528/mo
Today · 4.125%
HK$97,934
baseline
▲ 0.50% · 4.625%
HK$103,096
+HK$5,162/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,868/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,839 · Scale 2, in force from 26 Feb 2026)