LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,400
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,843
−HK$1,466/mo
Today · 4.125%
HK$49,309
baseline
▲ 0.50% · 4.625%
HK$52,310
+HK$3,001/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,618/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,619
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,004
−HK$1,404/mo
Today · 4.125%
HK$54,408
baseline
▲ 0.50% · 4.625%
HK$57,276
+HK$2,868/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,816/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,680
−HK$3,491/mo
▼ 0.25% · 3.875%
HK$57,412
−HK$1,759/mo
Today · 4.125%
HK$59,171
baseline
▲ 0.50% · 4.625%
HK$62,772
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,342/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,943
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,604
−HK$1,686/mo
Today · 4.125%
HK$65,290
baseline
▲ 0.50% · 4.625%
HK$68,731
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,580/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,960
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,980
−HK$2,053/mo
Today · 4.125%
HK$69,033
baseline
▲ 0.50% · 4.625%
HK$73,234
+HK$4,201/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,066/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,267
−HK$3,904/mo
▼ 0.25% · 3.875%
HK$74,205
−HK$1,966/mo
Today · 4.125%
HK$76,171
baseline
▲ 0.50% · 4.625%
HK$80,186
+HK$4,015/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,342/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,520
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,118
−HK$2,639/mo
Today · 4.125%
HK$88,757
baseline
▲ 0.50% · 4.625%
HK$94,158
+HK$5,401/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,514/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,915
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$95,407
−HK$2,528/mo
Today · 4.125%
HK$97,935
baseline
▲ 0.50% · 4.625%
HK$103,097
+HK$5,162/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,870/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,849 · Scale 2, in force from 26 Feb 2026)