LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,402
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,845
−HK$1,467/mo
Today · 4.125%
HK$49,312
baseline
▲ 0.50% · 4.625%
HK$52,312
+HK$3,000/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,624/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,622
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,006
−HK$1,405/mo
Today · 4.125%
HK$54,411
baseline
▲ 0.50% · 4.625%
HK$57,279
+HK$2,868/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,822/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,682
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,414
−HK$1,760/mo
Today · 4.125%
HK$59,174
baseline
▲ 0.50% · 4.625%
HK$62,775
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,348/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,946
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,607
−HK$1,686/mo
Today · 4.125%
HK$65,293
baseline
▲ 0.50% · 4.625%
HK$68,734
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,586/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,963
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,983
−HK$2,053/mo
Today · 4.125%
HK$69,036
baseline
▲ 0.50% · 4.625%
HK$73,237
+HK$4,201/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,072/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,270
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,209
−HK$1,966/mo
Today · 4.125%
HK$76,175
baseline
▲ 0.50% · 4.625%
HK$80,190
+HK$4,015/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,350/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,523
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,122
−HK$2,639/mo
Today · 4.125%
HK$88,761
baseline
▲ 0.50% · 4.625%
HK$94,162
+HK$5,401/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,522/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,919
−HK$5,020/mo
▼ 0.25% · 3.875%
HK$95,411
−HK$2,528/mo
Today · 4.125%
HK$97,939
baseline
▲ 0.50% · 4.625%
HK$103,102
+HK$5,163/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,878/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,944 · Scale 2, in force from 26 Feb 2026)