LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,403
−HK$2,909/mo
▼ 0.25% · 3.875%
HK$47,846
−HK$1,466/mo
Today · 4.125%
HK$49,312
baseline
▲ 0.50% · 4.625%
HK$52,313
+HK$3,001/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$98,624/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,622
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,007
−HK$1,404/mo
Today · 4.125%
HK$54,411
baseline
▲ 0.50% · 4.625%
HK$57,280
+HK$2,869/mo
Deposit HK$10.17M · loan HK$10.17M · min. income ≈ HK$108,822/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,683
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,415
−HK$1,760/mo
Today · 4.125%
HK$59,175
baseline
▲ 0.50% · 4.625%
HK$62,776
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,350/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,947
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,608
−HK$1,686/mo
Today · 4.125%
HK$65,294
baseline
▲ 0.50% · 4.625%
HK$68,735
+HK$3,441/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,588/mo (50% DSR)
Upfront cash ≈ HK$8.92M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,964
−HK$4,073/mo
▼ 0.25% · 3.875%
HK$66,984
−HK$2,053/mo
Today · 4.125%
HK$69,037
baseline
▲ 0.50% · 4.625%
HK$73,238
+HK$4,201/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$138,074/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,271
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,210
−HK$1,966/mo
Today · 4.125%
HK$76,176
baseline
▲ 0.50% · 4.625%
HK$80,191
+HK$4,015/mo
Deposit HK$6.10M · loan HK$14.24M · min. income ≈ HK$152,352/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,525
−HK$5,237/mo
▼ 0.25% · 3.875%
HK$86,123
−HK$2,639/mo
Today · 4.125%
HK$88,762
baseline
▲ 0.50% · 4.625%
HK$94,163
+HK$5,401/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$177,524/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,920
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,413
−HK$2,528/mo
Today · 4.125%
HK$97,941
baseline
▲ 0.50% · 4.625%
HK$103,103
+HK$5,162/mo
Deposit HK$2.03M · loan HK$18.31M · min. income ≈ HK$195,882/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$784,975 · Scale 2, in force from 26 Feb 2026)