LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,405
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,849
−HK$1,466/mo
Today · 4.125%
HK$49,315
baseline
▲ 0.50% · 4.625%
HK$52,316
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,630/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,625
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,010
−HK$1,404/mo
Today · 4.125%
HK$54,414
baseline
▲ 0.50% · 4.625%
HK$57,283
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,828/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,686
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,418
−HK$1,760/mo
Today · 4.125%
HK$59,178
baseline
▲ 0.50% · 4.625%
HK$62,779
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,356/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,950
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,612
−HK$1,685/mo
Today · 4.125%
HK$65,297
baseline
▲ 0.50% · 4.625%
HK$68,739
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,594/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,967
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,988
−HK$2,053/mo
Today · 4.125%
HK$69,041
baseline
▲ 0.50% · 4.625%
HK$73,242
+HK$4,201/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,082/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,275
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,214
−HK$1,966/mo
Today · 4.125%
HK$76,180
baseline
▲ 0.50% · 4.625%
HK$80,196
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,360/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,529
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,127
−HK$2,640/mo
Today · 4.125%
HK$88,767
baseline
▲ 0.50% · 4.625%
HK$94,168
+HK$5,401/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,534/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,925
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,418
−HK$2,528/mo
Today · 4.125%
HK$97,946
baseline
▲ 0.50% · 4.625%
HK$103,109
+HK$5,163/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,892/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,082 · Scale 2, in force from 26 Feb 2026)