LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,407
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,850
−HK$1,467/mo
Today · 4.125%
HK$49,317
baseline
▲ 0.50% · 4.625%
HK$52,318
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,634/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,627
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,011
−HK$1,405/mo
Today · 4.125%
HK$54,416
baseline
▲ 0.50% · 4.625%
HK$57,284
+HK$2,868/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,832/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,688
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,420
−HK$1,760/mo
Today · 4.125%
HK$59,180
baseline
▲ 0.50% · 4.625%
HK$62,781
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,360/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,952
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,614
−HK$1,685/mo
Today · 4.125%
HK$65,299
baseline
▲ 0.50% · 4.625%
HK$68,741
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,598/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,969
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,990
−HK$2,053/mo
Today · 4.125%
HK$69,043
baseline
▲ 0.50% · 4.625%
HK$73,245
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,086/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,278
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,216
−HK$1,967/mo
Today · 4.125%
HK$76,183
baseline
▲ 0.50% · 4.625%
HK$80,198
+HK$4,015/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,366/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,532
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,130
−HK$2,640/mo
Today · 4.125%
HK$88,770
baseline
▲ 0.50% · 4.625%
HK$94,172
+HK$5,402/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,540/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,928
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,421
−HK$2,528/mo
Today · 4.125%
HK$97,949
baseline
▲ 0.50% · 4.625%
HK$103,112
+HK$5,163/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,898/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,148 · Scale 2, in force from 26 Feb 2026)