LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,408
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,851
−HK$1,467/mo
Today · 4.125%
HK$49,318
baseline
▲ 0.50% · 4.625%
HK$52,319
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,636/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,628
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,013
−HK$1,404/mo
Today · 4.125%
HK$54,417
baseline
▲ 0.50% · 4.625%
HK$57,286
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,834/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,689
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,421
−HK$1,760/mo
Today · 4.125%
HK$59,181
baseline
▲ 0.50% · 4.625%
HK$62,782
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,362/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,954
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,615
−HK$1,686/mo
Today · 4.125%
HK$65,301
baseline
▲ 0.50% · 4.625%
HK$68,743
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,602/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,971
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,992
−HK$2,053/mo
Today · 4.125%
HK$69,045
baseline
▲ 0.50% · 4.625%
HK$73,246
+HK$4,201/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,090/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,279
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,218
−HK$1,966/mo
Today · 4.125%
HK$76,184
baseline
▲ 0.50% · 4.625%
HK$80,200
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,368/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,534
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,132
−HK$2,640/mo
Today · 4.125%
HK$88,772
baseline
▲ 0.50% · 4.625%
HK$94,173
+HK$5,401/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,544/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,930
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,423
−HK$2,528/mo
Today · 4.125%
HK$97,951
baseline
▲ 0.50% · 4.625%
HK$103,114
+HK$5,163/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,902/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,192 · Scale 2, in force from 26 Feb 2026)