LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,408
−HK$2,910/mo
▼ 0.25% · 3.875%
HK$47,852
−HK$1,466/mo
Today · 4.125%
HK$49,318
baseline
▲ 0.50% · 4.625%
HK$52,319
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,636/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,629
−HK$2,789/mo
▼ 0.25% · 3.875%
HK$53,013
−HK$1,405/mo
Today · 4.125%
HK$54,418
baseline
▲ 0.50% · 4.625%
HK$57,287
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,836/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,690
−HK$3,492/mo
▼ 0.25% · 3.875%
HK$57,422
−HK$1,760/mo
Today · 4.125%
HK$59,182
baseline
▲ 0.50% · 4.625%
HK$62,783
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,364/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,955
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,616
−HK$1,686/mo
Today · 4.125%
HK$65,302
baseline
▲ 0.50% · 4.625%
HK$68,744
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,604/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,972
−HK$4,074/mo
▼ 0.25% · 3.875%
HK$66,993
−HK$2,053/mo
Today · 4.125%
HK$69,046
baseline
▲ 0.50% · 4.625%
HK$73,247
+HK$4,201/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,092/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,280
−HK$3,905/mo
▼ 0.25% · 3.875%
HK$74,219
−HK$1,966/mo
Today · 4.125%
HK$76,185
baseline
▲ 0.50% · 4.625%
HK$80,201
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,370/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,535
−HK$5,238/mo
▼ 0.25% · 3.875%
HK$86,133
−HK$2,640/mo
Today · 4.125%
HK$88,773
baseline
▲ 0.50% · 4.625%
HK$94,175
+HK$5,402/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,546/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,932
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,424
−HK$2,529/mo
Today · 4.125%
HK$97,953
baseline
▲ 0.50% · 4.625%
HK$103,116
+HK$5,163/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,906/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,223 · Scale 2, in force from 26 Feb 2026)