LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,413
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,857
−HK$1,467/mo
Today · 4.125%
HK$49,324
baseline
▲ 0.50% · 4.625%
HK$52,325
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,648/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,634
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,019
−HK$1,405/mo
Today · 4.125%
HK$54,424
baseline
▲ 0.50% · 4.625%
HK$57,293
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,848/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,696
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,429
−HK$1,760/mo
Today · 4.125%
HK$59,189
baseline
▲ 0.50% · 4.625%
HK$62,790
+HK$3,601/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,378/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,961
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,623
−HK$1,686/mo
Today · 4.125%
HK$65,309
baseline
▲ 0.50% · 4.625%
HK$68,751
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,618/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,979
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,000
−HK$2,054/mo
Today · 4.125%
HK$69,054
baseline
▲ 0.50% · 4.625%
HK$73,255
+HK$4,201/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,108/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,288
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,227
−HK$1,967/mo
Today · 4.125%
HK$76,194
baseline
▲ 0.50% · 4.625%
HK$80,210
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,388/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,544
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,143
−HK$2,640/mo
Today · 4.125%
HK$88,783
baseline
▲ 0.50% · 4.625%
HK$94,185
+HK$5,402/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,566/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,942
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,435
−HK$2,528/mo
Today · 4.125%
HK$97,963
baseline
▲ 0.50% · 4.625%
HK$103,127
+HK$5,164/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,926/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,449 · Scale 2, in force from 26 Feb 2026)