LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,415
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,859
−HK$1,467/mo
Today · 4.125%
HK$49,326
baseline
▲ 0.50% · 4.625%
HK$52,327
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,652/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,636
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,021
−HK$1,405/mo
Today · 4.125%
HK$54,426
baseline
▲ 0.50% · 4.625%
HK$57,295
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,852/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,698
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,431
−HK$1,760/mo
Today · 4.125%
HK$59,191
baseline
▲ 0.50% · 4.625%
HK$62,793
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,382/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,964
−HK$3,347/mo
▼ 0.25% · 3.875%
HK$63,626
−HK$1,685/mo
Today · 4.125%
HK$65,311
baseline
▲ 0.50% · 4.625%
HK$68,754
+HK$3,443/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,622/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,981
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,003
−HK$2,053/mo
Today · 4.125%
HK$69,056
baseline
▲ 0.50% · 4.625%
HK$73,258
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,112/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,291
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,230
−HK$1,967/mo
Today · 4.125%
HK$76,197
baseline
▲ 0.50% · 4.625%
HK$80,213
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,394/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,547
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,146
−HK$2,640/mo
Today · 4.125%
HK$88,786
baseline
▲ 0.50% · 4.625%
HK$94,189
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,572/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,946
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$95,438
−HK$2,529/mo
Today · 4.125%
HK$97,967
baseline
▲ 0.50% · 4.625%
HK$103,131
+HK$5,164/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,934/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,524 · Scale 2, in force from 26 Feb 2026)