LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,416
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,860
−HK$1,467/mo
Today · 4.125%
HK$49,327
baseline
▲ 0.50% · 4.625%
HK$52,328
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,654/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,637
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,022
−HK$1,405/mo
Today · 4.125%
HK$54,427
baseline
▲ 0.50% · 4.625%
HK$57,296
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,854/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,699
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,432
−HK$1,760/mo
Today · 4.125%
HK$59,192
baseline
▲ 0.50% · 4.625%
HK$62,794
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,384/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,965
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,627
−HK$1,686/mo
Today · 4.125%
HK$65,313
baseline
▲ 0.50% · 4.625%
HK$68,755
+HK$3,442/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,626/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,982
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,004
−HK$2,053/mo
Today · 4.125%
HK$69,057
baseline
▲ 0.50% · 4.625%
HK$73,259
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,114/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,292
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,231
−HK$1,967/mo
Today · 4.125%
HK$76,198
baseline
▲ 0.50% · 4.625%
HK$80,214
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,396/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,549
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,148
−HK$2,640/mo
Today · 4.125%
HK$88,788
baseline
▲ 0.50% · 4.625%
HK$94,191
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,576/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,947
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$95,440
−HK$2,529/mo
Today · 4.125%
HK$97,969
baseline
▲ 0.50% · 4.625%
HK$103,133
+HK$5,164/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,938/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,560 · Scale 2, in force from 26 Feb 2026)