LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,417
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,861
−HK$1,467/mo
Today · 4.125%
HK$49,328
baseline
▲ 0.50% · 4.625%
HK$52,329
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,656/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,638
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,023
−HK$1,405/mo
Today · 4.125%
HK$54,428
baseline
▲ 0.50% · 4.625%
HK$57,297
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,856/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,700
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,433
−HK$1,760/mo
Today · 4.125%
HK$59,193
baseline
▲ 0.50% · 4.625%
HK$62,795
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,386/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,966
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,628
−HK$1,686/mo
Today · 4.125%
HK$65,314
baseline
▲ 0.50% · 4.625%
HK$68,757
+HK$3,443/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,628/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,984
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,005
−HK$2,054/mo
Today · 4.125%
HK$69,059
baseline
▲ 0.50% · 4.625%
HK$73,261
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,118/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,294
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,233
−HK$1,967/mo
Today · 4.125%
HK$76,200
baseline
▲ 0.50% · 4.625%
HK$80,216
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,400/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,551
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,150
−HK$2,640/mo
Today · 4.125%
HK$88,790
baseline
▲ 0.50% · 4.625%
HK$94,193
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,580/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,949
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$95,442
−HK$2,529/mo
Today · 4.125%
HK$97,971
baseline
▲ 0.50% · 4.625%
HK$103,135
+HK$5,164/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,942/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,606 · Scale 2, in force from 26 Feb 2026)