LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,419
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,863
−HK$1,467/mo
Today · 4.125%
HK$49,330
baseline
▲ 0.50% · 4.625%
HK$52,331
+HK$3,001/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,660/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,641
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,026
−HK$1,405/mo
Today · 4.125%
HK$54,431
baseline
▲ 0.50% · 4.625%
HK$57,300
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,862/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,703
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,435
−HK$1,761/mo
Today · 4.125%
HK$59,196
baseline
▲ 0.50% · 4.625%
HK$62,798
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,392/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,969
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,631
−HK$1,686/mo
Today · 4.125%
HK$65,317
baseline
▲ 0.50% · 4.625%
HK$68,760
+HK$3,443/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,634/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,986
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,008
−HK$2,054/mo
Today · 4.125%
HK$69,062
baseline
▲ 0.50% · 4.625%
HK$73,264
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,124/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,297
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,236
−HK$1,967/mo
Today · 4.125%
HK$76,203
baseline
▲ 0.50% · 4.625%
HK$80,219
+HK$4,016/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,406/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,554
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$86,153
−HK$2,641/mo
Today · 4.125%
HK$88,794
baseline
▲ 0.50% · 4.625%
HK$94,196
+HK$5,402/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,588/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,953
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$95,446
−HK$2,529/mo
Today · 4.125%
HK$97,975
baseline
▲ 0.50% · 4.625%
HK$103,139
+HK$5,164/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,950/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,687 · Scale 2, in force from 26 Feb 2026)