LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,420
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,864
−HK$1,467/mo
Today · 4.125%
HK$49,331
baseline
▲ 0.50% · 4.625%
HK$52,333
+HK$3,002/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,662/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,642
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,027
−HK$1,405/mo
Today · 4.125%
HK$54,432
baseline
▲ 0.50% · 4.625%
HK$57,301
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,864/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,704
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,437
−HK$1,761/mo
Today · 4.125%
HK$59,198
baseline
▲ 0.50% · 4.625%
HK$62,800
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,396/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,971
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,633
−HK$1,686/mo
Today · 4.125%
HK$65,319
baseline
▲ 0.50% · 4.625%
HK$68,762
+HK$3,443/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,638/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,988
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,010
−HK$2,054/mo
Today · 4.125%
HK$69,064
baseline
▲ 0.50% · 4.625%
HK$73,266
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,128/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,299
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,238
−HK$1,967/mo
Today · 4.125%
HK$76,205
baseline
▲ 0.50% · 4.625%
HK$80,222
+HK$4,017/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,410/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,557
−HK$5,239/mo
▼ 0.25% · 3.875%
HK$86,156
−HK$2,640/mo
Today · 4.125%
HK$88,796
baseline
▲ 0.50% · 4.625%
HK$94,199
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,592/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,956
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$95,449
−HK$2,529/mo
Today · 4.125%
HK$97,978
baseline
▲ 0.50% · 4.625%
HK$103,143
+HK$5,165/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,956/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,752 · Scale 2, in force from 26 Feb 2026)