LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,421
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,865
−HK$1,467/mo
Today · 4.125%
HK$49,332
baseline
▲ 0.50% · 4.625%
HK$52,334
+HK$3,002/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,664/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,643
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,028
−HK$1,405/mo
Today · 4.125%
HK$54,433
baseline
▲ 0.50% · 4.625%
HK$57,302
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,866/mo (50% DSR)
Upfront cash ≈ HK$10.96M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,705
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,438
−HK$1,761/mo
Today · 4.125%
HK$59,199
baseline
▲ 0.50% · 4.625%
HK$62,801
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$118,398/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,972
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,634
−HK$1,686/mo
Today · 4.125%
HK$65,320
baseline
▲ 0.50% · 4.625%
HK$68,763
+HK$3,443/mo
Deposit HK$8.14M · loan HK$12.21M · min. income ≈ HK$130,640/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,990
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,011
−HK$2,054/mo
Today · 4.125%
HK$69,065
baseline
▲ 0.50% · 4.625%
HK$73,267
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,130/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,300
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,239
−HK$1,967/mo
Today · 4.125%
HK$76,206
baseline
▲ 0.50% · 4.625%
HK$80,223
+HK$4,017/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,412/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,558
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$86,157
−HK$2,641/mo
Today · 4.125%
HK$88,798
baseline
▲ 0.50% · 4.625%
HK$94,201
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,596/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,957
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,450
−HK$2,530/mo
Today · 4.125%
HK$97,980
baseline
▲ 0.50% · 4.625%
HK$103,144
+HK$5,164/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,960/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,784 · Scale 2, in force from 26 Feb 2026)