LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,422
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,866
−HK$1,467/mo
Today · 4.125%
HK$49,333
baseline
▲ 0.50% · 4.625%
HK$52,335
+HK$3,002/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,666/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,644
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,029
−HK$1,406/mo
Today · 4.125%
HK$54,435
baseline
▲ 0.50% · 4.625%
HK$57,304
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,870/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,707
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,440
−HK$1,760/mo
Today · 4.125%
HK$59,200
baseline
▲ 0.50% · 4.625%
HK$62,802
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$118,400/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,973
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,635
−HK$1,686/mo
Today · 4.125%
HK$65,321
baseline
▲ 0.50% · 4.625%
HK$68,765
+HK$3,444/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$130,642/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,991
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,013
−HK$2,054/mo
Today · 4.125%
HK$69,067
baseline
▲ 0.50% · 4.625%
HK$73,269
+HK$4,202/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,134/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,302
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,241
−HK$1,967/mo
Today · 4.125%
HK$76,208
baseline
▲ 0.50% · 4.625%
HK$80,225
+HK$4,017/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,416/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,560
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$86,159
−HK$2,641/mo
Today · 4.125%
HK$88,800
baseline
▲ 0.50% · 4.625%
HK$94,203
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,600/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,960
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$95,453
−HK$2,529/mo
Today · 4.125%
HK$97,982
baseline
▲ 0.50% · 4.625%
HK$103,147
+HK$5,165/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,964/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,837 · Scale 2, in force from 26 Feb 2026)