LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,423
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,867
−HK$1,467/mo
Today · 4.125%
HK$49,334
baseline
▲ 0.50% · 4.625%
HK$52,336
+HK$3,002/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,668/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,645
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,030
−HK$1,405/mo
Today · 4.125%
HK$54,435
baseline
▲ 0.50% · 4.625%
HK$57,304
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,870/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,707
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,440
−HK$1,760/mo
Today · 4.125%
HK$59,200
baseline
▲ 0.50% · 4.625%
HK$62,803
+HK$3,603/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$118,400/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,974
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,636
−HK$1,686/mo
Today · 4.125%
HK$65,322
baseline
▲ 0.50% · 4.625%
HK$68,765
+HK$3,443/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$130,644/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,992
−HK$4,075/mo
▼ 0.25% · 3.875%
HK$67,013
−HK$2,054/mo
Today · 4.125%
HK$69,067
baseline
▲ 0.50% · 4.625%
HK$73,270
+HK$4,203/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,134/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,303
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,242
−HK$1,967/mo
Today · 4.125%
HK$76,209
baseline
▲ 0.50% · 4.625%
HK$80,226
+HK$4,017/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,418/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,561
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$86,160
−HK$2,641/mo
Today · 4.125%
HK$88,801
baseline
▲ 0.50% · 4.625%
HK$94,204
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,602/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,960
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,454
−HK$2,529/mo
Today · 4.125%
HK$97,983
baseline
▲ 0.50% · 4.625%
HK$103,148
+HK$5,165/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,966/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$785,852 · Scale 2, in force from 26 Feb 2026)