LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,427
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,871
−HK$1,467/mo
Today · 4.125%
HK$49,338
baseline
▲ 0.50% · 4.625%
HK$52,340
+HK$3,002/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,676/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,649
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,034
−HK$1,406/mo
Today · 4.125%
HK$54,440
baseline
▲ 0.50% · 4.625%
HK$57,309
+HK$2,869/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,880/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,712
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,445
−HK$1,761/mo
Today · 4.125%
HK$59,206
baseline
▲ 0.50% · 4.625%
HK$62,808
+HK$3,602/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$118,412/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,979
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,641
−HK$1,687/mo
Today · 4.125%
HK$65,328
baseline
▲ 0.50% · 4.625%
HK$68,771
+HK$3,443/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$130,656/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,997
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,019
−HK$2,054/mo
Today · 4.125%
HK$69,073
baseline
▲ 0.50% · 4.625%
HK$73,276
+HK$4,203/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,146/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,309
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,248
−HK$1,968/mo
Today · 4.125%
HK$76,216
baseline
▲ 0.50% · 4.625%
HK$80,233
+HK$4,017/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,432/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,568
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,168
−HK$2,641/mo
Today · 4.125%
HK$88,809
baseline
▲ 0.50% · 4.625%
HK$94,212
+HK$5,403/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,618/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,969
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,462
−HK$2,530/mo
Today · 4.125%
HK$97,992
baseline
▲ 0.50% · 4.625%
HK$103,157
+HK$5,165/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,984/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,032 · Scale 2, in force from 26 Feb 2026)