LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,427
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,871
−HK$1,468/mo
Today · 4.125%
HK$49,339
baseline
▲ 0.50% · 4.625%
HK$52,341
+HK$3,002/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,678/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,650
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,035
−HK$1,405/mo
Today · 4.125%
HK$54,440
baseline
▲ 0.50% · 4.625%
HK$57,310
+HK$2,870/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,880/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,713
−HK$3,493/mo
▼ 0.25% · 3.875%
HK$57,446
−HK$1,760/mo
Today · 4.125%
HK$59,206
baseline
▲ 0.50% · 4.625%
HK$62,809
+HK$3,603/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$118,412/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,980
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,642
−HK$1,686/mo
Today · 4.125%
HK$65,328
baseline
▲ 0.50% · 4.625%
HK$68,772
+HK$3,444/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$130,656/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,998
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,020
−HK$2,054/mo
Today · 4.125%
HK$69,074
baseline
▲ 0.50% · 4.625%
HK$73,277
+HK$4,203/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,148/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,310
−HK$3,906/mo
▼ 0.25% · 3.875%
HK$74,249
−HK$1,967/mo
Today · 4.125%
HK$76,216
baseline
▲ 0.50% · 4.625%
HK$80,234
+HK$4,018/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,432/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,569
−HK$5,240/mo
▼ 0.25% · 3.875%
HK$86,168
−HK$2,641/mo
Today · 4.125%
HK$88,809
baseline
▲ 0.50% · 4.625%
HK$94,213
+HK$5,404/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$177,618/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,970
−HK$5,022/mo
▼ 0.25% · 3.875%
HK$95,463
−HK$2,529/mo
Today · 4.125%
HK$97,992
baseline
▲ 0.50% · 4.625%
HK$103,158
+HK$5,166/mo
Deposit HK$2.04M · loan HK$18.32M · min. income ≈ HK$195,984/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,051 · Scale 2, in force from 26 Feb 2026)