LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,431
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,875
−HK$1,467/mo
Today · 4.125%
HK$49,342
baseline
▲ 0.50% · 4.625%
HK$52,345
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,684/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,654
−HK$2,790/mo
▼ 0.25% · 3.875%
HK$53,039
−HK$1,405/mo
Today · 4.125%
HK$54,444
baseline
▲ 0.50% · 4.625%
HK$57,314
+HK$2,870/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,888/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,717
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,450
−HK$1,761/mo
Today · 4.125%
HK$59,211
baseline
▲ 0.50% · 4.625%
HK$62,814
+HK$3,603/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$118,422/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,985
−HK$3,348/mo
▼ 0.25% · 3.875%
HK$63,647
−HK$1,686/mo
Today · 4.125%
HK$65,333
baseline
▲ 0.50% · 4.625%
HK$68,777
+HK$3,444/mo
Deposit HK$8.14M · loan HK$12.22M · min. income ≈ HK$130,666/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,003
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,025
−HK$2,054/mo
Today · 4.125%
HK$69,079
baseline
▲ 0.50% · 4.625%
HK$73,283
+HK$4,204/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,158/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,315
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,255
−HK$1,967/mo
Today · 4.125%
HK$76,222
baseline
▲ 0.50% · 4.625%
HK$80,240
+HK$4,018/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,444/mo (50% DSR)
Upfront cash ≈ HK$6.89M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,575
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,175
−HK$2,641/mo
Today · 4.125%
HK$88,816
baseline
▲ 0.50% · 4.625%
HK$94,221
+HK$5,405/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,632/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,977
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,470
−HK$2,530/mo
Today · 4.125%
HK$98,000
baseline
▲ 0.50% · 4.625%
HK$103,166
+HK$5,166/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,000/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,209 · Scale 2, in force from 26 Feb 2026)