LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,433
−HK$2,911/mo
▼ 0.25% · 3.875%
HK$47,877
−HK$1,467/mo
Today · 4.125%
HK$49,344
baseline
▲ 0.50% · 4.625%
HK$52,347
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,688/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,656
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,041
−HK$1,406/mo
Today · 4.125%
HK$54,447
baseline
▲ 0.50% · 4.625%
HK$57,317
+HK$2,870/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,894/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,719
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,452
−HK$1,761/mo
Today · 4.125%
HK$59,213
baseline
▲ 0.50% · 4.625%
HK$62,816
+HK$3,603/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,426/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,987
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,650
−HK$1,686/mo
Today · 4.125%
HK$65,336
baseline
▲ 0.50% · 4.625%
HK$68,780
+HK$3,444/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,672/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,006
−HK$4,076/mo
▼ 0.25% · 3.875%
HK$67,028
−HK$2,054/mo
Today · 4.125%
HK$69,082
baseline
▲ 0.50% · 4.625%
HK$73,286
+HK$4,204/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,164/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,318
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,258
−HK$1,967/mo
Today · 4.125%
HK$76,225
baseline
▲ 0.50% · 4.625%
HK$80,243
+HK$4,018/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,450/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,579
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,179
−HK$2,641/mo
Today · 4.125%
HK$88,820
baseline
▲ 0.50% · 4.625%
HK$94,225
+HK$5,405/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,640/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,981
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,474
−HK$2,530/mo
Today · 4.125%
HK$98,004
baseline
▲ 0.50% · 4.625%
HK$103,170
+HK$5,166/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,008/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,295 · Scale 2, in force from 26 Feb 2026)