LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,434
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,878
−HK$1,468/mo
Today · 4.125%
HK$49,346
baseline
▲ 0.50% · 4.625%
HK$52,348
+HK$3,002/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,692/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,657
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,043
−HK$1,405/mo
Today · 4.125%
HK$54,448
baseline
▲ 0.50% · 4.625%
HK$57,318
+HK$2,870/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,896/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,721
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,454
−HK$1,761/mo
Today · 4.125%
HK$59,215
baseline
▲ 0.50% · 4.625%
HK$62,818
+HK$3,603/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,430/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,989
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,651
−HK$1,687/mo
Today · 4.125%
HK$65,338
baseline
▲ 0.50% · 4.625%
HK$68,782
+HK$3,444/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,676/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,007
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,029
−HK$2,055/mo
Today · 4.125%
HK$69,084
baseline
▲ 0.50% · 4.625%
HK$73,287
+HK$4,203/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$138,168/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,320
−HK$3,907/mo
▼ 0.25% · 3.875%
HK$74,260
−HK$1,967/mo
Today · 4.125%
HK$76,227
baseline
▲ 0.50% · 4.625%
HK$80,245
+HK$4,018/mo
Deposit HK$6.11M · loan HK$14.25M · min. income ≈ HK$152,454/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,581
−HK$5,241/mo
▼ 0.25% · 3.875%
HK$86,181
−HK$2,641/mo
Today · 4.125%
HK$88,822
baseline
▲ 0.50% · 4.625%
HK$94,227
+HK$5,405/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,644/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,983
−HK$5,023/mo
▼ 0.25% · 3.875%
HK$95,477
−HK$2,529/mo
Today · 4.125%
HK$98,006
baseline
▲ 0.50% · 4.625%
HK$103,173
+HK$5,167/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,012/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,342 · Scale 2, in force from 26 Feb 2026)