LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,439
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,884
−HK$1,467/mo
Today · 4.125%
HK$49,351
baseline
▲ 0.50% · 4.625%
HK$52,354
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,702/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,663
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,049
−HK$1,405/mo
Today · 4.125%
HK$54,454
baseline
▲ 0.50% · 4.625%
HK$57,325
+HK$2,871/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,908/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,727
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,460
−HK$1,761/mo
Today · 4.125%
HK$59,221
baseline
▲ 0.50% · 4.625%
HK$62,825
+HK$3,604/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,442/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,996
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,658
−HK$1,687/mo
Today · 4.125%
HK$65,345
baseline
▲ 0.50% · 4.625%
HK$68,789
+HK$3,444/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,690/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,015
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,037
−HK$2,055/mo
Today · 4.125%
HK$69,092
baseline
▲ 0.50% · 4.625%
HK$73,296
+HK$4,204/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,184/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,328
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,268
−HK$1,968/mo
Today · 4.125%
HK$76,236
baseline
▲ 0.50% · 4.625%
HK$80,254
+HK$4,018/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,472/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,590
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,190
−HK$2,642/mo
Today · 4.125%
HK$88,832
baseline
▲ 0.50% · 4.625%
HK$94,237
+HK$5,405/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,664/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,993
−HK$5,025/mo
▼ 0.25% · 3.875%
HK$95,487
−HK$2,531/mo
Today · 4.125%
HK$98,018
baseline
▲ 0.50% · 4.625%
HK$103,184
+HK$5,166/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,036/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,572 · Scale 2, in force from 26 Feb 2026)