LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,441
−HK$2,912/mo
▼ 0.25% · 3.875%
HK$47,885
−HK$1,468/mo
Today · 4.125%
HK$49,353
baseline
▲ 0.50% · 4.625%
HK$52,356
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,706/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,665
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,051
−HK$1,405/mo
Today · 4.125%
HK$54,456
baseline
▲ 0.50% · 4.625%
HK$57,327
+HK$2,871/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,912/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,729
−HK$3,495/mo
▼ 0.25% · 3.875%
HK$57,462
−HK$1,762/mo
Today · 4.125%
HK$59,224
baseline
▲ 0.50% · 4.625%
HK$62,827
+HK$3,603/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,448/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,998
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,661
−HK$1,686/mo
Today · 4.125%
HK$65,347
baseline
▲ 0.50% · 4.625%
HK$68,792
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,694/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,017
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,039
−HK$2,055/mo
Today · 4.125%
HK$69,094
baseline
▲ 0.50% · 4.625%
HK$73,298
+HK$4,204/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,188/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,331
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,271
−HK$1,968/mo
Today · 4.125%
HK$76,239
baseline
▲ 0.50% · 4.625%
HK$80,257
+HK$4,018/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,478/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,593
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,194
−HK$2,641/mo
Today · 4.125%
HK$88,835
baseline
▲ 0.50% · 4.625%
HK$94,241
+HK$5,406/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,670/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,997
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,491
−HK$2,530/mo
Today · 4.125%
HK$98,021
baseline
▲ 0.50% · 4.625%
HK$103,188
+HK$5,167/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,042/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,648 · Scale 2, in force from 26 Feb 2026)