LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,441
−HK$2,913/mo
▼ 0.25% · 3.875%
HK$47,886
−HK$1,468/mo
Today · 4.125%
HK$49,354
baseline
▲ 0.50% · 4.625%
HK$52,357
+HK$3,003/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$98,708/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,666
−HK$2,791/mo
▼ 0.25% · 3.875%
HK$53,051
−HK$1,406/mo
Today · 4.125%
HK$54,457
baseline
▲ 0.50% · 4.625%
HK$57,327
+HK$2,870/mo
Deposit HK$10.18M · loan HK$10.18M · min. income ≈ HK$108,914/mo (50% DSR)
Upfront cash ≈ HK$10.97M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,730
−HK$3,494/mo
▼ 0.25% · 3.875%
HK$57,463
−HK$1,761/mo
Today · 4.125%
HK$59,224
baseline
▲ 0.50% · 4.625%
HK$62,828
+HK$3,604/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$118,448/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,999
−HK$3,349/mo
▼ 0.25% · 3.875%
HK$63,661
−HK$1,687/mo
Today · 4.125%
HK$65,348
baseline
▲ 0.50% · 4.625%
HK$68,793
+HK$3,445/mo
Deposit HK$8.15M · loan HK$12.22M · min. income ≈ HK$130,696/mo (50% DSR)
Upfront cash ≈ HK$8.93M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$65,018
−HK$4,077/mo
▼ 0.25% · 3.875%
HK$67,040
−HK$2,055/mo
Today · 4.125%
HK$69,095
baseline
▲ 0.50% · 4.625%
HK$73,299
+HK$4,204/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$138,190/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,332
−HK$3,908/mo
▼ 0.25% · 3.875%
HK$74,272
−HK$1,968/mo
Today · 4.125%
HK$76,240
baseline
▲ 0.50% · 4.625%
HK$80,258
+HK$4,018/mo
Deposit HK$6.11M · loan HK$14.26M · min. income ≈ HK$152,480/mo (50% DSR)
Upfront cash ≈ HK$6.90M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,595
−HK$5,242/mo
▼ 0.25% · 3.875%
HK$86,195
−HK$2,642/mo
Today · 4.125%
HK$88,837
baseline
▲ 0.50% · 4.625%
HK$94,242
+HK$5,405/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$177,674/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,998
−HK$5,024/mo
▼ 0.25% · 3.875%
HK$95,492
−HK$2,530/mo
Today · 4.125%
HK$98,022
baseline
▲ 0.50% · 4.625%
HK$103,189
+HK$5,167/mo
Deposit HK$2.04M · loan HK$18.33M · min. income ≈ HK$196,044/mo (50% DSR)
Upfront cash ≈ HK$2.82M (deposit + AVD stamp duty HK$786,675 · Scale 2, in force from 26 Feb 2026)